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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 770-722-7010.

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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...



Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Cumming, Alpharetta and Suwanee real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

Another option is to call Mark Zielinski of Fidelity Bnak. Mark is very professional and delivers on his promises. The person you choose to process your mortgage is an very important part of a smooth closing. That is why I recomend Mark - his expertise will serve you well on choosing the right loan program for you. You can count on him to respond to you in a timely manner and support you throughout the entire process. Mark is honest, knowledgeable, and reliable professional who offers competitive rates and closing costs.  

Mark Zielinski of Fidelity Bank Mortgage Services has 25 years of mortgage experience and thousands of satisfied clients (John Foster is one of them). He is recognized as one of the top producing mortgage loan originators in Georgia, as well as in the United States. By placing your loan with Mark and Fidelity Bank, you will get a whole team that is dedicated to making sure your loan is expertly handled from the application all the way to closing. 

Fidelity Bank has grown to be the largest community bank in metro Atlanta and continuously offers competitive rates, a wide array of loan options, and the best customer service in town. Fidelity Bank is a direct lender with local processing and underwriting. That means that they have more controal over the loan process. Loan decisions are made faster wtih less chance of any surprises at closing. Their in-house mortgage operation allows Mark to keep you informed every step of the way. Fidelity Bannk is rooted in tradition of great service and you can expect Mark to take care of you the way Fidelity Bank has been taking care of all its customers since 1974. 

Please feel free to contract Mark anytime on his cell at (678)665-6500 or apply online at www.mzielinski.lionbnankmtg.com 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Animal House >Buying Bug Free

If your house is a typical one, there is probably some kind of small, leggy creature that makes its home with you. Whether they are termites, fleas, roaches, ants, or spiders, it is a good idea to serve them with an eviction notice before you put your home on the market. If home remedies like ionized boric acid don't work, paying a professional exterminator will be money well spent.

Most standard sales agreements require that a property be inspected before the closing and treated for termite infestation, if necessary. It is a good idea to check for insect problems as soon as you sign a listing agreement, so that they don't become an issue of contention in the sale. Some insects may not physically damage the house, but may reduce its chances of selling for top dollar. Constantly having to push back spider webs while touring the house could seriously undermine a prospective buyer's ability to fully appreciate your home.

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Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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John Foster, REALTOR®, real estate agent and broker for Cumming, Alpharetta and Suwanee, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

John Foster
RE/MAX All Properties

566 Peachtree Pkwy Suite 120
Cumming, Ga 30041
770-722-7010
Fax: 678-455-3043
JohnFoster@NUMBER1EXPERT.Com

I hold several designations - basically it means I keep up-to-date on the market. I know the short sale process so if you are behind on your mortgage call me - I can make sure you know all your options.

ABR CDPE SFR


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