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John Foster






All agents are NOT alike! Find out why I am a top real estate expert. Call me: 770-722-7010.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

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First time home buyer homes in Alpharetta and Cumming



Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

This is a great time to be a first time home buyer. I am sure you have heard a lot about the incentives being offered, here I will summarize why I think it is a great time to be a first time homebuyer: 

1. Plenty of homes are available. Supply and demand is never easier to understand than today - there is a large supply of homes on the market so there are some amazing deals available. Overall prices are down from last year - that makes homes more affordable. 

2. Interest rates are very low by historical standards. The interest rate is one of the main factors in determining if a home is affordable, and right now the Federal Government has been subsidizing interest rates to encourage people to buy. 

Some first time home buyers may be a bit afraid or intimidated by the whole process of buying your first home. As a top Cumming, Alpharetta and Suwanee real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Feel free to call me at 770 722-7010 - if I am not available just leave me a message. I would like to talk to you. 

Being a first time home buyer and wanting to buy a home in Suwanee or Alpharetta - I would look at communities like Brushy Creek, Chadbourne, Stonehaven pointe and Hollybrooke just to name a couple. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Real Estate Contracts >Taking It With You

Before you list your home for sale, take a careful look around. Are there some items you will want to take with you? There may be a dining room chandelier that has been in your family for three generations, a ceiling fan in the master bedroom, or the bookcases in the den that look built-in but are not.

Normally all fixtures are conveyed to the new owners when a house is sold. This includes anything that is attached to walls or ceilings and, in some areas, all major appliances that are installed in the house. If you have fixtures that you don't want to convey, tell your agent what you want excluded from the agreement at the time you list your property for sale.

If it is convenient, it is best to remove any light fixtures or ceiling fans you plan to take with you and replace them before the property is shown to prospective buyers. List all items that are not being sold with the house on your home fact sheet to ensure that they will not become an issue when a buyer makes an offer.

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Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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John Foster, REALTOR®, real estate agent and broker for Cumming, Alpharetta and Suwanee, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

John Foster
RE/MAX All Properties

566 Peachtree Pkwy Suite 120
Cumming, Ga 30041
770-722-7010
Fax: 678-455-3043
JohnFoster@NUMBER1EXPERT.Com

I hold several designations - basically it means I keep up-to-date on the market. I know the short sale process so if you are behind on your mortgage call me - I can make sure you know all your options.

ABR CDPE SFR


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